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Welcome to the New-Finance student loans website, your one stop source for information and tips regarding student finances. Use our student advice section for financial advice, tips for saving money and invaluable information about student loans. You've used up your student loan in the last week of your second term, and the bank won't extend your interest free overdraft any further. You're already working 15 hours a week stacking shelves for a local supermarket, and your parents have just sent the begging bowl back empty. So what do you do next?

Remember the Basics

The amount you have left at the end of each month is the sum of what you had to start with minus what you have spent. This may sound glaringly obvious, but you only have two major ways to increase the funds you have available - get more money coming in either by earning it or borrowing, or budget to reduce your outgoings.