Young people may require a student loan should their parents find it difficult to collect a substantial savings pot for their offspring from a young age.
New research from The Co-operative Bank has revealed more than one-in-three mothers and fathers have no such account set up for their sons or daughters.
According to the investigation, fewer than one-in-seven are putting away more than £50 a month for their kids, with the average amount hoarded being calculated at £10 or less every four weeks.
The study noted many mums and dads are feeling guilty about their inability to place money to one side for their little ones - especially in light of increasing university fees.
James Hillon, head of savings at the organisation - which is part of The Co-operative Group - said: "It's a tricky time for parents as they try to do their best for their child's future, while providing for them at a time when living costs are continually rising."




