Financial Services > Student Loans > Student Bank Account > Natwest Student Bank Account

Natwest Student Bank Account

The NatWest student bank account offers a great mix of advice and services, including an interest-free overdraft, credit card, great rates on insuring belongings, commission-free travel money and 24/7 account access.

Applicants also receive a 5 year Young Person’s Railcard worth around £100 plus other incentives. The card is a great benefit for regular train travellers as it cuts 1/3 off the cost of many train fares. However please check the terms and conditions applicable to the account at the time of applying.

Customers can easily apply for an account by taking their UCAS letter, which confirms their place at university, and one other piece of ID to their local branch where a member of staff will explain details of the account in full and take them through the process step by step.

As well as being a full-time higher education student, applicants will also need to prove that they have been a permanent UK resident for at least 2 years.

What else is offered?

  • 24-Hour access to funds
  • Advice on practical money management
  • Mobile top-ups at NatWest cash machines
  • Manage accounts via online and telephone banking
  • Access to cash via the bank’s no-charge nationwide cash machine network
  • Extra flexibility with an interest-free overdraft
  • Fee free MasterCard (with 56 days interest-free credit)
  • Discounted rates on cover for personal possessions such as laptops, hi-fi, etc
  • No commission when buying foreign currency and travellers cheques